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https://www.jewelry-secrets.com/Blog/are-extended-service-plans-a-rip-off/
Oct 13, 2018 · YES! YES, extended service plans are a very important purchase for jewelry. YES, you should buy them with your next purchase. Yes, they are worth every penny.
https://www.myzillion.com/post/jewelry-insurance-vs-warranties-what-s-the-difference/
Keep in mind, warranties do not typically protect and replace your jewelry if it is damaged, stolen, or lost. Many people purchase warranties thinking their jewelry will be covered, but that’s usually not the case. This is not to say that a warranty is a bad thing to have!
http://www.diamondsourceva.com/shoppingadvice/buyerbeware/lifetime-guarantee.asp
The warranty effectively excludes loss, damage, or theft, which are standard protections with jewelry insurance. The lifetime warranty is an effective marketing gimmick for the jeweler, but of very questionable value to the consumer. About the only situation a warranty “might” cover is …
https://www.jewelrywise.com/jewelry-101/make-it-last/jewelry-warranties
There’s usually a one-time cost for a jewelry service plan, but it will protect your valuable pieces for a lifetime of repairs, such as resizing, tightening ring prongs or rhodium plating. The cost is usually based on the original purchase price of your jewelry. Read your jewelry warranty or guarantee and your service plan carefully.
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