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https://www.valuepenguin.com/does-homeowners-insurance-cover-jewelry
Mar 27, 2017 · While your homeowners insurance might provide you with, for example, $400,000 of coverage, you can't simply apply all of that to your jewelry. Most policies provide personal property coverage of around 50% of the total insurance coverage. Jewelry, though, is considered high-value property that can be easily lost or stolen, so coverage for it is usually specified in your policy …
https://www.everquote.com/blog/home-insurance/lost-damaged-jewelry/
Jul 29, 2019 · If you lost a ring or another piece of jewelry, you may not have insurance from a basic home insurance policy. A standard homeowners policy typically does not cover lost jewelry, but jewelry that’s under “schedule personal property” coverage is usually covered if it’s …Author: Jason Metz
https://www.policygenius.com/homeowners-insurance/does-homeowners-insurance-cover-lost-or-damaged-jewelry/
Jan 15, 2020 · Homeowners insurance covers jewelry losses, but only up to a limited amount. Homeowners insurance doesn’t cover lost or flood-damaged jewelry, but additional coverage is available for those types of loss. For higher coverage limits and more comprehensive protection, consider a scheduled personal property endorsement or stand-alone jewelry insurance
https://clovered.com/does-homeowners-insurance-cover-stolen-or-lost-jewelry/
Homeowners insurance covers stolen or lost jewelry when it falls under one of the 16 named perils on HO-2, HO-3 HO-5 policies. If the jewelry was lost, damaged, destroyed or stolen, you may be in luck and homeowners insurance may foot the bill to repair or replace some of your most coveted pieces. Those 16 covered perils are as follows:
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