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https://www.jewelersmutual.com/the-jewelry-box/how-much-should-jewelry-appraisal-insurance-cost
Oct 21, 2020 · Any time you insure something, you need proof of the item's value and characteristics in order to replace it, whether with a same kind and quality equivalent or cash. In the case of jewelry, if you have an inaccurate appraisal, you may not recover enough funds from an insurance claim to actually replace your piece at fair market prices.Author: Jessica Vandenhouten
http://ambappraisal.com/why-appraise/jewelry-insurance-replacement-appraisal/
Insurance Replacement Appraisal. The most important reason for having an appraisal done is for jewelry insurance replacement value in case of loss. An appraisal provides you with protection for proper reimbursement. If you lose your jewelry, you have a document describing your item in exact and extensive detail- stone measurements, clarity, and color – quality and value of the item.
https://www.investopedia.com/best-jewelry-insurance-4846794
Dec 18, 2020 · Jewelry insurance protects the value of your cherished pieces, mostly through providing you with repair, replacement, or reimbursement of the appraised value.
https://www.invaluable.com/blog/jewelry-appraisal/
Mar 27, 2020 · Modern jewelry may receive a New Replacement Value (NRV), while antique jewelry may receive a Second Hand Replacement Value (SHRV). It is a common misconception that a jewelry appraisal for insurance purposes reveals the item’s fair market value, or the price at which an object would change hands between a willing buyer and a willing seller. If you choose at some stage to sell at auction or otherwise, this appraisal in addition to a grading report will help any specialist or jewelry …
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