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Jewelry and certain other valuables are covered, but usually up to lower dollar limits if they're stolen — typically between $1,000 or $2,000 per item of jewelry, according to the III.
To purchase scheduled personal property coverage, you'll typically need to have each piece of jewelry you want to insure professionally appraised, according to the III. In addition to increasing your coverage limit for jewelry, scheduled items may also be protected against risks that a standard renters insurance …Author: Allstate
Scheduled personal property coverage This is an optional coverage you can add to your homeowners policy to cover high-value items, like jewelry. Although personal property protection helps cover many of your belongings, most insurance …
Jul 21, 2020 · Jewelry is often not directly replaceable, so be sure to discuss appreciation and replacement rules when considering a policy. If the item is particularly valuable, having it appraised …
Dec 10, 2020 · Jewelers Mutual has been selling jewelry insurance since 1913 and has an A+ Superior rating from AM Best. It has received endorsements from the American Gem Society, Jewelers of …
Stand-alone jewelry insurance policies generally cost 1% to 2% of each item’s value, and the cost of a floater on a homeowners or renters policy “really depends on what you’re insuring,” says Jeff...
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