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https://www.jewelrynotes.com/pricing-selling-jewelry/
Here is a breakdown of some value and appraisal types that relate to jewelry: Retail Replacement Value Defined as the highest monetary amount that would be required to replace a property with another of similar age, quality, origin, appearance, provenance, and condition within a reasonable length of time in an appropriate and relevant market.
https://www.mygemologist.com/blog/jewelry-information/how-much-is-my-jewelry-worth/
Jun 19, 2014 · Another big point of confusion with jewelry values is that the value of a used piece of jewelry can be dramatically different from what it cost new. The cost of a new jewelry item includes the intrinsic value and (like resale value above) the cost of workmanship which could be 2 to 5 times the value of the gold and gems alone. Even before the work begins, there is the value added by the jewelry designer. This can double the cost of the finished jewelry…
https://www.insuranceproaz.com/stated-amount-vs-replacement-cost-jewelry/
Jan 13, 2017 · If jewelry appreciates and it would now cost $13,000 to replace the ring you paid $10,000 for, the insurance company would pay the $13,000 to replace the ring. Lets contrast this example with stated value coverage. Lets say you schedule the ring for exactly what you spent on it $10,000.
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